Borrowing Money

Click here for our loan calculator

 

Applying for a Loan

How do I receive my Loan?

Free Life Insurance on Loans

A Stack of Coins

Credit Union loans are very competitive and straightforward. 

Use the loan calculator to see what you can afford.  Repayments will be rounded up to the nearest £.

Why is a Credit Union loan better?
*   Free life insurance [subject to conditions] 
*   No hidden fees or transaction charges
*   Very reasonable interest rates - our typical rate is 12.7% APR
*   Repayments calculated on the reducing balance of the loan
*   Repayment terms to suit your particular circumstances
*   No early repayment penalty
*   Additional lump sum payments accepted with no penalty
*   Flexibility to make larger repayments than agreed without penalty

Compare our rates with your store card or credit card or the exhorbitant rates charged by a doorstep lender.  


Source of Credit
Typical Interest Rate (APR) Weekly Repayment
Total Interest
Total Cost of the Loan
£300 Credit Union Loan 12.7%
£7 for 46 weeks
£16.26
£316.26
£300 Provident Personal Credit Loan*
272.2%
£10.50 for 52 weeks
£246
£546.00
* Information sourced from Provident website (www.providentpersonalcredit.com) 19/02/10
Your Account
Account ID
PIN
Date of Birth

Haven't got online access to your account yet? Forgotten your PIN and need a new one?
Click here for more details.
Latest News

August Prize Draw Winners

Congratulations to last month's lucky members. The winning ticket numbers f ...

Vacancies

Cardiff and the Vale Credit Union is the largest and most successful and forward ...

HOME   ABOUT US   NEWS   APPLY   FORMS   CONTACT US   TERMS & CONDITIONS   SITE MAP
powered by contentengine from hyweljenkins.co.uk