The Application Deadline for Guaranteed Pre-Christmas Loan Decisions Has Now Passed
If you are applying for a loan after 8th December 2017, please not that we cannot guarantee a loan decision before Christmas. For all loans submitted by this date along with the necessary supporting documents, we will contact you by 22nd December with a loan decision. Due to high volume of demand, please allow up to 10 working days for a loan decision from the point we receive a loan application with all supporting information. We will publish a daily update on our Facebook page confirming the date received of loan applications we are currently assessing. Please avoid phone enquiries regarding progress on your loan assessment unless we have requested further information from you, so that the team can focus on assessing and processing loans as quickly as possible.
The Christmas loan promotion runs until 31st December 2017. Loan applications received up to this date will still be eligible for our discounted rates. Existing members can apply online, or if preferred, contact us for a loans application. Loans for under £1,000 are offered at 24.9% APR and higher value loans are offered at 17.9% APR. For example, a loan of £800 over 12 months will cost £75.05 per month (last payment £75.03), with a total repayable of £900.58.
if you have a Christmas saver account and have saved regularly during 2017, you may be eligible for a further discount on Christmas loans. Ask our team for more details.
Our Hassle Free Loans are Back for 2017
This year, loans applications for up to £500 from members who pay into their account from their salary via a payroll deduction with one of our 35 employer partners, will benefit from our hassle free application service for Christmas loans: a completed loan application and one recent payslip is all that is required for a loan decision. Higher value loans are also available, using our standard process.
Spread the cost of Christmas affordably and avoid high interest credit charges this year by using us.
Not Yet a Member?
We welcome everyone to benefit from the promotion, including new members. Membership is free, and you can join online, or contact us for a combined membership and loan application, or download one here.