Updates

    Due to an increase in loan applications, please note that it will take 3-5 working days to receive a loan application decision. Our loans team will contact you with a decision or if any more information is needed.

    Our loan application deadline is 16th December to get a guaranteed decision before Christmas. 

    Loans From Home

    Loans From Home

    Make your loan application conveniently via Online Banking or our Mobile App.

    Loan Calculator

    Apply for a loan today with interest rates that suit you!

    Variable Rate: from 12.7% to 41.2% (APR)
    Maximum Loan Amount :
    Maximum Loan Term :

    £

    Term

    Repayment Frequency
    £
    APR
    41.2%
    # Repayments
    Total
    £
    APR
    41.2%
    # Repayments
    Total
    £
    APR
    41.2%
    # Repayments
    Total
    £
    APR
    41.2%
    # Repayments
    Total

    This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors. Please note that this calculator only provides an indicative quote and actual repayments may vary.

    Mobile Banking Made easy

    View account balances and transactions, move funds with ease, upload documents and apply for loans through our Mobile Banking App.

    Our Services

    Products and services that help members manage their money

    Our Loans

    Our Loans

    Whatever you have planned, we will have an affordable and fair loan product that suits you

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    Save with Us

    Save with Us

    Saving money with us means you also become a member of a highly successful co-operative

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    Moneyworks Wales

    Moneyworks Wales

    Help your staff enjoy financial wellbeing with access to saving through their salary

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    Online Banking

    Online Banking

    Check your balances, transfer funds, pay a bill, apply for a loan all from the comfort of your home

    Learn More

    For All The Big & Little Things

    Cardiff & Vale Credit Union is dedicated to providing quality financial services to its members whilst maintaining our tradition of security, stability and trust.

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    Join over 10,000 people who are part of our local revolution for ethical savings and affordable loans. Our membership is growing fast, with around 100 new members joining every month. Join us today!

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