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Discounted Christmas Loans

It's Here!

Our Christmas loan promotion is now available, offering discounted loans to new and existing members.

Our promotion runs until 31st December 2016. Existing members can apply online, or if preferred, contact us for a loans application. Loans for under £1,000 are offered at 19.7% APR and higher value loans are offered at 12.7% APR. For example, a loan of £800 over 12 months will cost £74 per month (last payment £66.18), with a total repayable of £880.80.

New For 2016 - Hassle Free Loans

This year, loans applications for up to £500 from members who pay into their account from their salary via a payroll deduction with one of our 35 employer partners, will benefit from our hassle free application service for Christmas loans: a completed loan application and one recent payslip is all that is required for a loan decision. Higher value loans are also available, using our standard process.

Spread the cost of Christmas affordably and avoid high interest credit charges this year by using us. 

Not Yet a Member?

We welcome everyone to benefit from the promotion, including new members.  Membership is free, and you can join online, or contact us for a combined membership and loan application, ordownload one here.  


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Cardiff & Vale Credit Union. Registered office: 4 Working Street, Cardiff, CF10 1GN Telephone 029 2087 2373
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213467