Platinum Loan

Take out a Loan

5.9% APR (£5,000 to £15,000)

Our best loan rate available for unsecured larger loans, popular with our members for projects such as home improvement, cars and weddings.

To be eligible for this very competitive rate, applicants must:

be in employment for at least the last 3 years
be a homeowner for at least 3 years (we verify this with a Land Registry check)
have no adverse credit (for example CCJs or payment defaults) in the last 36 months
be up to date on any previous borrowing with us
have the disposable income available to meet loan repayments
not have currently have an existing loan with us

Please note that this loan rate is not eligible for credit consolidation loans. Eligibility is subject to loan approval and our loans assessment.