If you are an employee of one of our Moneyworks partners, you have the added benefit of being able to apply for a loan up to £15,000 which can be repaid directly from your salary, taking the stress out of managing repayments.
You can apply for a loan with us regardless of whether you are already a credit union member or not, and if approved, will be able to access affordable credit as a perk of your employment. You will be asked to save a minimum of £10 with each loan repayment deducted from your salary, which will be secured against your loan, and can be fully accessed once your loan is repaid. Your privacy will be protected, and we will not disclose to your employer whether the deductions requested from your salary are for savings or loans.
Choosng to borrow from us instead of a bank or credit card has additional benefits:
Cardiff & Vale Credit Union. Registered office: 4 Working Street, Cardiff, CF10 1GN Telephone 029 2087 2373
Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213467