Rising Bills: How We Can Help You

From today, many people will see their bills go up. This can make it harder to pay for things like food, rent, and energy. At Cardiff & Vale Credit Union, we want to help. We can support you with simple ways to save money and borrow safely if you need to.

Saving – Even a Little Helps

We know it can be hard to save when prices are high. But putting aside even a small amount each week can help in the future. Saving with us is easy, and your money is safe.

Even just a few pounds here and there can add up. Having savings can help if you face an unexpected cost, like a broken fridge or a car repair.

Need to Borrow? We Offer Ethical Loans

If you need extra money, we offer fair and affordable loans. Unlike payday lenders or credit cards with high fees, we offer clear and honest loans with no hidden costs.

We will always check that you can afford to pay back a loan before lending to you. We never encourage borrowing if you don’t need to.

Free Advice is Available

If you are struggling with money, there are free services that can help:

• MoneyHelper (moneyhelper.org.uk) – Advice on budgeting and debt.
• Citizens Advice (citizensadvice.org.uk) – Help with money worries.
• StepChange Debt Charity (stepchange.org) – Free debt advice.

Join Us Today

Cardiff & Vale Credit Union is here to help our community. Whether you want to save money or need a fair loan, we are here for you.

Contact us to learn more.